Flexible Garden Studio & Tiny House Finance to suit any budget
Here at Beachside Renovations and Tiny Homes, we believe in providing quality service and options in every aspect of your purchase, and that includes your financing.
For this reason, we’ve partnered with an experienced finance broker partner, Alpha390 Finance to ensure all of our customers’ needs are met. With a large panel of lenders to choose from, their finance team will do all the legwork for you to make securing your finance quick and easy, while finding you the very best option available to you!
Whether you’re self-employed or an employee, they have a range of options to suit your needs!
How It Works
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Choose Your Space – Pick your garden studio or tiny home.
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Get Connected – We’ll link you directly with Alpha390 Finance.
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Explore Options – Their team will get some details and do all the legwork for you, comparing available lenders and finding your best option.
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Enjoy Your Space – With finance sorted, you can move forward with confidence!
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Key Features
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Loan amounts: $5,000 – $150,000*
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Terms: 1 – 7 years
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Repayment options: Weekly, Fortnightly, or Monthly
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Options available for both employees and self-employed
*Minimum eligibility criteria apply.
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Who Can Apply?
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To be eligible, you’ll generally need to:
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Be 18+ years of age
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Be a permanent Australian resident
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Apply as a consumer or commercial borrower
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Earn at least $25,000 per year
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Why Alpha390 Finance (apart from having over 100 five-star reviews 😊)?
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Access to a large panel of specialist lenders who finance alternative dwellings
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Support for different employment types and building uses
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Personalised guidance throughout the process with clear communication every step of the way
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Fully digital application and processing with fast approvals and flexible loan terms
Frequently asked questions
Do you offer different sizes?
Yes, we custom-build every garden studio, so you can choose the size that works best for your space.
Most clients opt for studios under 20m², as these usually don’t require council approval, but we can go larger if you’re happy to obtain a CDC/DA.
Popular sizes range from 3m x 3m up to 5m x 4m, but we’ll work with you to design the right fit.
Do I need council approval?
Not always. In many cases, garden studios that are under 20m² and positioned within the setback rules can be built without council approval. This makes them a great option if you’re looking for a straightforward way to add more space at home.
If you’d like your studio to be larger than 20m² or to include plumbing for a bathroom or kitchenette, then you will need to apply for a Complying Development Certificate (CDC) or Development Application (DA). These approvals ensure that plumbing, drainage, and additional size requirements meet council standards.
Can I add a bathroom or kitchenette?
Yes, you can add plumbing for a bathroom or kitchenette if you’d like your studio to be more self-contained. However, adding plumbing will require you to go through a CDC or DA process, as additional approvals are needed for water and drainage connections.
Once approved, plumbing can turn your studio into a fantastic granny flat, guest suite, or short-stay space.
How long does it take?
Once everything is ready to go, most studios are completed in 4–6 weeks. The timeframe depends on the size, complexity, and finishes you choose.
Smaller, under-20m² studios without plumbing are usually quicker to complete, while larger builds or those with bathrooms and kitchens take longer due to the additional approvals and trade work required.
What can I use it for?
Garden studios are designed to be incredibly versatile. Our clients use them for:
Home offices – a quiet, dedicated workspace away from the main house
Teenager retreats or guest rooms – extra space for growing families or visitors
Creative studios – perfect for art, music, yoga, or writing
Games rooms or gyms – a place for fun, fitness, or hobbies
Home salons or therapy rooms – ideal for hair, beauty, massage, or wellness treatments without the overheads of renting a shopfront
With custom design and finishes, your studio can be tailored to whatever lifestyle needs you have.